Money Matters

• Money is the primary need of life.But it doesn't mean that you should not spend it .
• One should spend it in balance manner .
• Donot get money for any iilegal source.
• Divide income in parts like Saving , Monthly expenses ,bills ,miscellneous.
• There is no comparison between what you XYZ earns or save .
• Every person has set priorties so money should be spent in that manner only .
• Try to save money by using off season sale ,coupons.
• Remember you earn to live not live to earn .
• Make and follow budget .
• While shoping make a list ,always keep margin of 4 itmes only .
• Buy clothes as you find good  deals or ffseason sale .
• Remeber the grocey that is needed in bulk qty buy it like that.
• Make budget for the year trip and health checkup .
• Give pocket money to kids that will help in knowing  the importance and better usage of money.
• Perplanning of a week in terms of food help you to buy grocery accordingly .
• Plan your trip or party before , to avoid sudden unwanted expenses.
• Usage of electricity ,water ,gas sensible like swtich AC at night and early morning to keep it effect for longer time etc .
• Make a garden in the house or balcony .
• Do some work on your own like Ironing  clothes,cleaning  car ,gardening ,teaching your kid etc .
• Secure money in  some recurring deposits,post office saving  LIC etc
• Take  pocket money from your husband collect and use it when you need .
• Money collected is not more then  life of the person ,do spend if anyone need it in family or for the education .
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